60% of this population of South Africa drive cars daily, some of these cars are for personal use, others may be for office use while some are transport vehicles. Each car we use daily might someday be concerned in a single accident or even the other, it could even be theft or fire, which result in damage for the cars and some other effects. Many of these might cost us massive amount money which can never be available at that time period. That’s where the insurance company comes into place, so what now is a car insurance company? And which ones are among the Top 20 best auto insurance In South Africa.
What Is Motor Insurance ?
- Motor insurance, could be the provision of financial protection to cars against any physical damage from accident as well as other related issues even theft. Exactly the same way we secure our lives and properties that is the same way we secure our vehicles.
- Presently there are lots of auto insurance companies in South Africa, this article will probably list out the top 20 for you, you can easily pick out which of them you prefer best. Now before we do this, there are numerous things to consider before picking out a motor vehicle insurance provider. Many of them are;
- Your budget
- and just how much you earn,
- Are you retired or
- can you work definately not home. These are a few of the factors you’re going to have to consider. Now read below.
TOP 20 BEST CAR INSURANCE IN SOUTH AFRICA 2018
1. AUTO AND GENERAL INSURANCE
- Auto and General have been existing for a long time now, over the past 30 years. The corporation goes well beyond automobiles, you can easily as well pick from life insurance policies policies and short-term insurance policies, it really is made to meet different needs. The insurance coverage company offers several options when it comes to car insurance. They offer the essential types of automobiles/car cover that are Comprehensive, Third-party only, Third-party fire and theft. The organization can also be ready to include Tyre and Rim guard, Mechanical breakdown. Most of these can be found in the event that you add more money to your monthly payment. The business in addition has expanded its operations to many other countries like UK and Australia.
2. AA INSURANCE
- This company’s insurance is affordable with a variety of solutions, they provide different choices to people from a thorough insurance, Off-road cover, third-party only, third-party fire and theft. The company is well trusted and respected brand.
3. INDWE INSURANCE
- This provider offers one of the best car insurance policies, we call them tailored made policies. They usually have the Comprehensive cover which can be very costly, they will have the third-party only, third-party fire and theft.
4. BUDGET INSURANCE
- Budget insurance has helped and also developed in reducing expense. The organization has different car insurance covers from Comprehensive, Third-party fire and theft, alternative party only and Better car value. Budget is one of the best plus it’s affordable.
5. DISCOVERY INSURANCE
- Discovery is just one of the best car Insurance Companies in South Africa , the business gives rewards to safe drivers, the company is termed as one of the best, because you can check their policies online, not absolutely all auto insurance companies do this. A lot of them are shy of explaining their policies to their clients, but discovery insurance is certainly one company that puts everything down and also make things simpler for you.
6. MUTUAL AND FEDERAL INSURANCE
- This business has distinguished themselves from others, with over a century experience, they have provided good services. The majority of the staffs in the company has worked as much as 3 decades, the organization helps by reducing monthly contributions by a primary amount payable option.
7. DIAL DIRECT INSURANCE
- Their policies offer automobile insurance for several forms of vehicles. The company offers four (4) main alternatives for auto insurance ranging from Comprehensive, Third-party only, Third-party fire and theft and Better car. The better car option gives clients newer type of car if theirs get destroyed beyond repair in an accident.
8. OUTSURANCE INSURANCE
- Launched in 1998, they usually have well-trained staffs to provide quality services and products to clients. The business helps loads of drivers to make the journey to their destination over time, the company achieves this for their skilled point-men.
9. FIRST FOR WOMEN INSURANCE
- This provider product is meant for the women alone. They will have different choices ranging from the higher car value, Comprehensive, Third-party only, Third-party fire and theft. The organization give attention to women only since they believe they have been way more safe drivers than men and their services are extremely cheap.
10. SANTAM INSURANCE
- An old insurance provider, founded in 1918, the company offers an array of products. Nearly all organizations arrive at them for car insurance covers, they provide third-party only, third-party fire and theft, Comprehensive.
11. NED INSURANCE
- The organization provides quality customer services, and they’ve got an array of products and services. They usually have good tailored policies for their clients.
12. MUA INSURANCE
- The organization provides top quality risk management methods to their clients. They have the classic policy, executive policy, personal policy and value added products.
13. MONARCH INSURANCE
- The company has over three decades experience. The company has different branch scattered in various countries. They started off in Kenyan, they provide plenty of top quality contents and services for their clients.
14. EMERALD INSURANCE
- The business provides plenty of services, created in 1992 and it also was first known as AFG.
15. GUARDRISK INSURANCE
- Located in Johannesburg, South Africa. They offer insurance brokerage services and alternative risks transfers. Guardrisk uses the cell concepts to enable clients to insure their risk exposures through equity participation.
16. HOLLARD INSURANCE
- Also one of the better auto insurance in South Africa , this business provides from car insurance to even life insurance coverage. Among the best services, they usually have a selection of options that suits you from comprehensive to third-party theft and fire, and third-party only.
17. COMPASS INSURANCE
- They operate a short-term insurance sector. The organization strives to function as the most effective insurance platform. They have a wide range of services to provide to prospective customers.
18. MOMENTUM AUTO INSURANCE
- The organization provides short-term insurance solutions for cars. It is rated among the list of top best insurance company. They will have 24 hour service, they will have the mobile app to submit your claims, these are generally targeted at putting customer’s first.
19. KING PRICE INSURANCE
- Once the name implies King, very important personnel. The business does not joke together with her clients, these are generally termed as one of the best among it’s peers for value and money. If you should be a king price customer, you’ve got the advantageous asset of insuring other stuff together with your digital camera can be insured. They promise and they never fail to hand back.
20. VIRGIN INSURANCE
- The organization covers from comprehensive to third-party only and even third-party fire and theft. Virgin insurance gives their clients exactly what they truly are promised and even more.
I think with this specific list, you can easily choose your absolute best and patronize them. Insurance providers are great in assisting us in times of risks. Go and patronize them and get your vehicle in safe hands.